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Ryan Mann

Ryan Mann Realtor Services

Real Estate Agent · Realtor- Coldwell Banker Realty · White Bear Lake, Minnesota

7:11 AM in White Bear Lake Directions

Here is what working with Ryan Mann in White Bear Lake typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.

Buyer services

Buyer strategy session

Clarifies budget, loan pre-approval status and the representation agreement now required in Minnesota.

Home tours and listing alerts

Setting up searches for White Bear Lake area listings and arranging showings as soon as homes go live.

Offer strategy and negotiation

Comparable sales, offer terms, contingencies and inspection negotiations.

Closing coordination

Working with your lender, inspector and title company through closing.

Selling a home

Listing price strategy

Comparable sales and current competition used to set a realistic asking price.

Listing preparation

Advice on repairs, staging and photography before the home goes live.

Marketing the listing

MLS exposure, online listing portals, signage and open houses where they make sense.

From showing to sold

Feedback after showings, multiple-offer handling and closing coordination.

How a typical transaction works

  1. ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
  2. PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
  3. Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
  4. NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
  5. CloseFinal walk-through and signing with the title or escrow company under Minnesota rules.

Typical costs on a White Bear Lake home

Illustrative figures for a home at the local typical value of $358,126. Real numbers depend on your agreement, lender and title company.

ItemRateOn $358K
Listing-side commission (negotiable)2.5–3%$8,953–$10,744
Buyer-side compensation (negotiable)2–3%$7,163–$10,744
Buyer closing costs (lender, title, escrow)2–5%$7,163–$17,906
Home inspectionflat$350–$600

Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).

Seller net proceeds

Starts from the typical White Bear Lake home value. Every percentage is negotiable; enter your own.

Commission—
Closing costs—
Estimated net—

Questions about these services

How are real estate agents paid in Minnesota?
Compensation is negotiable and set out in writing. Sellers sign a listing agreement; since August 2024 buyers sign a written buyer agreement before touring homes with an agent, stating what the agent will be paid and by whom.
Does Ryan Mann work with both buyers and sellers?
Most agents and brokerages represent both, but not in the same transaction without written consent. Ask how Ryan Mann handles dual agency or designated agency under Minnesota law.
What should I prepare before the first meeting?
Buyers: a mortgage pre-approval, a target budget and a list of must-haves. Sellers: your mortgage payoff estimate, a list of upgrades with dates, and any HOA or survey documents.